Luzerner Hinterland Hausmed — Region 3, Zurich
Region 3, Zurich: the Hausmed model from Luzerner Hinterland costs CHF 474.25 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 474.25, Hausmed is not the lowest premium here: Agrisano goes down to CHF 427.80. A named model does not guarantee the best price — it guarantees a care pathway.
On average, Hausmed costs CHF 299.40 less per year than Luzerner Hinterland's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 474.25 | CHF 445.80 |
| 500 | CHF 462.55 | CHF 434.80 |
| 1'000 | CHF 433.40 | CHF 407.40 |
| 1'500 | CHF 404.25 | CHF 380.00 |
| 2'000 | CHF 375.05 | CHF 352.55 |
| 2'500 | CHF 345.90 | CHF 325.15 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 357.05 | CHF 335.65 |
| 500 | CHF 345.40 | CHF 324.65 |
| 1'000 | CHF 316.20 | CHF 297.25 |
| 1'500 | CHF 287.05 | CHF 269.85 |
| 2'000 | CHF 257.90 | CHF 242.40 |
| 2'500 | CHF 228.70 | CHF 215.00 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 116.20 | CHF 109.20 |
| 100 | CHF 110.35 | CHF 103.75 |
| 200 | CHF 104.50 | CHF 98.25 |
| 300 | CHF 98.70 | CHF 92.75 |
| 400 | CHF 92.85 | CHF 87.30 |
| 500 | CHF 87.00 | CHF 81.80 |
| 600 | CHF 81.20 | CHF 76.30 |
The price, region by region
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.