Luzerner Hinterland Hausmed — Schwyz
Schwyz: the Hausmed model from Luzerner Hinterland costs CHF 474.65 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 474.65, Hausmed is not the lowest premium here: Agrisano goes down to CHF 400.20. A named model does not guarantee the best price — it guarantees a care pathway.
On average, Hausmed costs CHF 300.00 less per year than Luzerner Hinterland's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 474.65 | CHF 446.20 |
| 500 | CHF 463.00 | CHF 435.20 |
| 1'000 | CHF 433.85 | CHF 407.80 |
| 1'500 | CHF 404.65 | CHF 380.40 |
| 2'000 | CHF 375.50 | CHF 352.95 |
| 2'500 | CHF 346.35 | CHF 325.55 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 356.00 | CHF 334.65 |
| 500 | CHF 344.35 | CHF 323.65 |
| 1'000 | CHF 315.15 | CHF 296.25 |
| 1'500 | CHF 286.00 | CHF 268.85 |
| 2'000 | CHF 256.85 | CHF 241.40 |
| 2'500 | CHF 227.65 | CHF 214.00 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 116.30 | CHF 109.30 |
| 100 | CHF 110.45 | CHF 103.85 |
| 200 | CHF 104.65 | CHF 98.35 |
| 300 | CHF 98.80 | CHF 92.85 |
| 400 | CHF 92.95 | CHF 87.40 |
| 500 | CHF 87.15 | CHF 81.90 |
| 600 | CHF 81.30 | CHF 76.40 |
The price, region by region
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.