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Managed Care sans capitation or sana24 Med Call — Aargau

Aargau: with sana24, Managed Care sans capitation costs CHF 561.80 a month in 2026 and sana24 Med Call CHF 585.40, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

Managed Care sans capitation is the cheaper of the two here: CHF 283.20 saved per year against sana24 Med Call, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

Managed Care sans capitation is a "Group practice (HMO)" model. sana24 Med Call is a "Telemedicine and others" model.

  • Managed Care sans capitation

    Group practice (HMO)

    You go to a designated group practice, which coordinates your care.

  • sana24 Med Call

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

The price at every deductible

DeductibleManaged Care sans capitationsana24 Med CallGap per year
300CHF 561.80CHF 585.40CHF 283.20
500CHF 550.10CHF 573.70CHF 283.20
1'000CHF 520.90CHF 544.60CHF 284.40
1'500CHF 491.80CHF 515.40CHF 283.20
2'000CHF 462.60CHF 486.20CHF 283.20
2'500CHF 433.40CHF 457.10CHF 284.40

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.