Managed Care sans capitation or sana24 Med Call — Region 2, St. Gallen
Region 2, St. Gallen: with sana24, Managed Care sans capitation costs CHF 515.30 a month in 2026 and sana24 Med Call CHF 537.00, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.
Managed Care sans capitation is the cheaper of the two here: CHF 260.40 saved per year against sana24 Med Call, for cover identical under the law. What you pay more or less for is the care pathway.
What you accept in each case
Managed Care sans capitation is a "Group practice (HMO)" model. sana24 Med Call is a "Telemedicine and others" model.
- Managed Care sans capitation
Group practice (HMO)
You go to a designated group practice, which coordinates your care.
- sana24 Med Call
Telemedicine and others
You call a medical service before any consultation, or follow another pathway set by the insurer.
The price at every deductible
| Deductible | Managed Care sans capitation | sana24 Med Call | Gap per year |
|---|---|---|---|
| 300 | CHF 515.30 | CHF 537.00 | CHF 260.40 |
| 500 | CHF 503.60 | CHF 525.30 | CHF 260.40 |
| 1'000 | CHF 474.50 | CHF 496.10 | CHF 259.20 |
| 1'500 | CHF 445.30 | CHF 467.00 | CHF 260.40 |
| 2'000 | CHF 416.10 | CHF 437.80 | CHF 260.40 |
| 2'500 | CHF 387.00 | CHF 408.60 | CHF 259.20 |
The comparison, region by region
- Managed Care sans capitation or sana24 Med Call?
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
- Ticino — Region 1
- Ticino — Region 2
- Uri
- Vaud — Region 1
- Vaud — Region 2
- Valais — Region 1
- Valais — Region 2
- Zug
- Zurich — Region 1
- Zurich — Region 2
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.