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Managed Care sans capitation or sana24 Med Call — Nidwalden

Nidwalden: with sana24, Managed Care sans capitation costs CHF 501.80 a month in 2026 and sana24 Med Call CHF 496.60, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

sana24 Med Call is the cheaper of the two here: CHF 62.40 saved per year against Managed Care sans capitation, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

Managed Care sans capitation is a "Group practice (HMO)" model. sana24 Med Call is a "Telemedicine and others" model.

  • Managed Care sans capitation

    Group practice (HMO)

    You go to a designated group practice, which coordinates your care.

  • sana24 Med Call

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

The price at every deductible

DeductibleManaged Care sans capitationsana24 Med CallGap per year
300CHF 501.80CHF 496.60CHF 62.40
500CHF 490.10CHF 484.90CHF 62.40
1'000CHF 461.00CHF 455.80CHF 62.40
1'500CHF 431.80CHF 426.60CHF 62.40
2'000CHF 402.60CHF 397.40CHF 62.40
2'500CHF 373.50CHF 368.30CHF 62.40

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.