Managed Care sans capitation or sana24 Med Call — Appenzell Innerrhoden
Appenzell Innerrhoden: with sana24, Managed Care sans capitation costs CHF 423.60 a month in 2026 and sana24 Med Call CHF 442.20, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.
Managed Care sans capitation is the cheaper of the two here: CHF 223.20 saved per year against sana24 Med Call, for cover identical under the law. What you pay more or less for is the care pathway.
What you accept in each case
Managed Care sans capitation is a "Group practice (HMO)" model. sana24 Med Call is a "Telemedicine and others" model.
- Managed Care sans capitation
Group practice (HMO)
You go to a designated group practice, which coordinates your care.
- sana24 Med Call
Telemedicine and others
You call a medical service before any consultation, or follow another pathway set by the insurer.
The price at every deductible
| Deductible | Managed Care sans capitation | sana24 Med Call | Gap per year |
|---|---|---|---|
| 300 | CHF 423.60 | CHF 442.20 | CHF 223.20 |
| 500 | CHF 411.90 | CHF 430.50 | CHF 223.20 |
| 1'000 | CHF 382.70 | CHF 401.30 | CHF 223.20 |
| 1'500 | CHF 353.60 | CHF 372.20 | CHF 223.20 |
| 2'000 | CHF 324.40 | CHF 343.00 | CHF 223.20 |
| 2'500 | CHF 295.20 | CHF 313.80 | CHF 223.20 |
The comparison, region by region
- Managed Care sans capitation or sana24 Med Call?
- Aargau
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
- Ticino — Region 1
- Ticino — Region 2
- Uri
- Vaud — Region 1
- Vaud — Region 2
- Valais — Region 1
- Valais — Region 2
- Zug
- Zurich — Region 1
- Zurich — Region 2
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.