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Managed Care sans capitation or sana24 Med Call — Region 2, Grisons

Region 2, Grisons: with sana24, Managed Care sans capitation costs CHF 527.90 a month in 2026 and sana24 Med Call CHF 544.40, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

Managed Care sans capitation is the cheaper of the two here: CHF 198.00 saved per year against sana24 Med Call, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

Managed Care sans capitation is a "Group practice (HMO)" model. sana24 Med Call is a "Telemedicine and others" model.

  • Managed Care sans capitation

    Group practice (HMO)

    You go to a designated group practice, which coordinates your care.

  • sana24 Med Call

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

The price at every deductible

DeductibleManaged Care sans capitationsana24 Med CallGap per year
300CHF 527.90CHF 544.40CHF 198.00
500CHF 516.30CHF 532.70CHF 196.80
1'000CHF 487.10CHF 503.60CHF 198.00
1'500CHF 457.90CHF 474.40CHF 198.00
2'000CHF 428.80CHF 445.20CHF 196.80
2'500CHF 399.60CHF 416.10CHF 198.00

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.