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Managed Care sans capitation or sana24 Med Call — Obwalden

Obwalden: with sana24, Managed Care sans capitation costs CHF 491.20 a month in 2026 and sana24 Med Call CHF 491.20, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

Here Managed Care sans capitation and sana24 Med Call cost exactly the same. The choice is therefore not about the amount, but about the care pathway you accept.

What you accept in each case

Managed Care sans capitation is a "Group practice (HMO)" model. sana24 Med Call is a "Telemedicine and others" model.

  • Managed Care sans capitation

    Group practice (HMO)

    You go to a designated group practice, which coordinates your care.

  • sana24 Med Call

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

The price at every deductible

DeductibleManaged Care sans capitationsana24 Med CallGap per year
300CHF 491.20CHF 491.20
500CHF 479.50CHF 479.50
1'000CHF 450.30CHF 450.30
1'500CHF 421.20CHF 421.20
2'000CHF 392.00CHF 392.00
2'500CHF 362.80CHF 362.80

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.