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Managed Care sans capitation or sana24 Med Call — Region 1, Schaffhausen

Region 1, Schaffhausen: with sana24, Managed Care sans capitation costs CHF 584.50 a month in 2026 and sana24 Med Call CHF 609.70, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

Managed Care sans capitation is the cheaper of the two here: CHF 302.40 saved per year against sana24 Med Call, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

Managed Care sans capitation is a "Group practice (HMO)" model. sana24 Med Call is a "Telemedicine and others" model.

  • Managed Care sans capitation

    Group practice (HMO)

    You go to a designated group practice, which coordinates your care.

  • sana24 Med Call

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

The price at every deductible

DeductibleManaged Care sans capitationsana24 Med CallGap per year
300CHF 584.50CHF 609.70CHF 302.40
500CHF 572.90CHF 598.00CHF 301.20
1'000CHF 543.70CHF 568.80CHF 301.20
1'500CHF 514.50CHF 539.70CHF 302.40
2'000CHF 485.40CHF 510.50CHF 301.20
2'500CHF 456.20CHF 481.30CHF 301.20

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.