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Managed Care sans capitation or sana24 Med Call — Region 1, Zurich

Region 1, Zurich: with sana24, Managed Care sans capitation costs CHF 656.80 a month in 2026 and sana24 Med Call CHF 677.40, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

Managed Care sans capitation is the cheaper of the two here: CHF 247.20 saved per year against sana24 Med Call, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

Managed Care sans capitation is a "Group practice (HMO)" model. sana24 Med Call is a "Telemedicine and others" model.

  • Managed Care sans capitation

    Group practice (HMO)

    You go to a designated group practice, which coordinates your care.

  • sana24 Med Call

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

The price at every deductible

DeductibleManaged Care sans capitationsana24 Med CallGap per year
300CHF 656.80CHF 677.40CHF 247.20
500CHF 645.20CHF 665.70CHF 246.00
1'000CHF 616.00CHF 636.50CHF 246.00
1'500CHF 586.80CHF 607.40CHF 247.20
2'000CHF 557.70CHF 578.20CHF 246.00
2'500CHF 528.50CHF 549.00CHF 246.00

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.