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Managed Care sans capitation or sana24 Med Call — Region 2, Schaffhausen

Region 2, Schaffhausen: with sana24, Managed Care sans capitation costs CHF 539.90 a month in 2026 and sana24 Med Call CHF 563.10, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

Managed Care sans capitation is the cheaper of the two here: CHF 278.40 saved per year against sana24 Med Call, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

Managed Care sans capitation is a "Group practice (HMO)" model. sana24 Med Call is a "Telemedicine and others" model.

  • Managed Care sans capitation

    Group practice (HMO)

    You go to a designated group practice, which coordinates your care.

  • sana24 Med Call

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

The price at every deductible

DeductibleManaged Care sans capitationsana24 Med CallGap per year
300CHF 539.90CHF 563.10CHF 278.40
500CHF 528.20CHF 551.40CHF 278.40
1'000CHF 499.10CHF 522.30CHF 278.40
1'500CHF 469.90CHF 493.10CHF 278.40
2'000CHF 440.70CHF 463.90CHF 278.40
2'500CHF 411.60CHF 434.80CHF 278.40

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.