Médecin de famille 3 or TelMed (Compact One) — Appenzell Innerrhoden
Appenzell Innerrhoden: with Sanitas, Médecin de famille 3 costs CHF 404.35 a month in 2026 and TelMed (Compact One) CHF 391.40, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.
TelMed (Compact One) is the cheaper of the two here: CHF 155.40 saved per year against Médecin de famille 3, for cover identical under the law. What you pay more or less for is the care pathway.
What you accept in each case
Médecin de famille 3 is a "Family doctor" model. TelMed (Compact One) is a "Telemedicine and others" model.
- Médecin de famille 3
Family doctor
You pick a family doctor and always go to them first.
- TelMed (Compact One)
Telemedicine and others
You call a medical service before any consultation, or follow another pathway set by the insurer.
The price at every deductible
| Deductible | Médecin de famille 3 | TelMed (Compact One) | Gap per year |
|---|---|---|---|
| 300 | CHF 404.35 | CHF 391.40 | CHF 155.40 |
| 500 | CHF 392.75 | CHF 379.80 | CHF 155.40 |
| 1'000 | CHF 363.55 | CHF 350.60 | CHF 155.40 |
| 1'500 | CHF 334.35 | CHF 321.40 | CHF 155.40 |
| 2'000 | CHF 305.25 | CHF 292.30 | CHF 155.40 |
| 2'500 | CHF 276.05 | CHF 263.10 | CHF 155.40 |
The comparison, region by region
- Médecin de famille 3 or TelMed (Compact One)?
- Aargau
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
- Ticino — Region 1
- Ticino — Region 2
- Uri
- Vaud — Region 1
- Vaud — Region 2
- Valais — Region 1
- Valais — Region 2
- Zug
- Zurich — Region 1
- Zurich — Region 2
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.