Médecin de famille 3 or TelMed (Compact One) — Region 2, Zurich
Region 2, Zurich: with Sanitas, Médecin de famille 3 costs CHF 528.05 a month in 2026 and TelMed (Compact One) CHF 488.40, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.
TelMed (Compact One) is the cheaper of the two here: CHF 475.80 saved per year against Médecin de famille 3, for cover identical under the law. What you pay more or less for is the care pathway.
What you accept in each case
Médecin de famille 3 is a "Family doctor" model. TelMed (Compact One) is a "Telemedicine and others" model.
- Médecin de famille 3
Family doctor
You pick a family doctor and always go to them first.
- TelMed (Compact One)
Telemedicine and others
You call a medical service before any consultation, or follow another pathway set by the insurer.
The price at every deductible
| Deductible | Médecin de famille 3 | TelMed (Compact One) | Gap per year |
|---|---|---|---|
| 300 | CHF 528.05 | CHF 488.40 | CHF 475.80 |
| 500 | CHF 516.45 | CHF 476.80 | CHF 475.80 |
| 1'000 | CHF 487.25 | CHF 447.60 | CHF 475.80 |
| 1'500 | CHF 458.05 | CHF 418.40 | CHF 475.80 |
| 2'000 | CHF 428.95 | CHF 389.30 | CHF 475.80 |
| 2'500 | CHF 399.75 | CHF 360.10 | CHF 475.80 |
The comparison, region by region
- Médecin de famille 3 or TelMed (Compact One)?
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
- Ticino — Region 1
- Ticino — Region 2
- Uri
- Vaud — Region 1
- Vaud — Region 2
- Valais — Region 1
- Valais — Region 2
- Zug
- Zurich — Region 1
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.