Médecin de famille 3 or TelMed (Compact One) — Nidwalden
Nidwalden: with Sanitas, Médecin de famille 3 costs CHF 442.20 a month in 2026 and TelMed (Compact One) CHF 428.00, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.
TelMed (Compact One) is the cheaper of the two here: CHF 170.40 saved per year against Médecin de famille 3, for cover identical under the law. What you pay more or less for is the care pathway.
What you accept in each case
Médecin de famille 3 is a "Family doctor" model. TelMed (Compact One) is a "Telemedicine and others" model.
- Médecin de famille 3
Family doctor
You pick a family doctor and always go to them first.
- TelMed (Compact One)
Telemedicine and others
You call a medical service before any consultation, or follow another pathway set by the insurer.
The price at every deductible
| Deductible | Médecin de famille 3 | TelMed (Compact One) | Gap per year |
|---|---|---|---|
| 300 | CHF 442.20 | CHF 428.00 | CHF 170.40 |
| 500 | CHF 430.60 | CHF 416.40 | CHF 170.40 |
| 1'000 | CHF 401.40 | CHF 387.20 | CHF 170.40 |
| 1'500 | CHF 372.20 | CHF 358.00 | CHF 170.40 |
| 2'000 | CHF 343.10 | CHF 328.90 | CHF 170.40 |
| 2'500 | CHF 313.90 | CHF 299.70 | CHF 170.40 |
The comparison, region by region
- Médecin de famille 3 or TelMed (Compact One)?
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
- Ticino — Region 1
- Ticino — Region 2
- Uri
- Vaud — Region 1
- Vaud — Region 2
- Valais — Region 1
- Valais — Region 2
- Zug
- Zurich — Region 1
- Zurich — Region 2
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.