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Médecin de famille 3 or TelMed (Compact One) — Region 1, Valais

Region 1, Valais: with Sanitas, Médecin de famille 3 costs CHF 520.70 a month in 2026 and TelMed (Compact One) CHF 504.00, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

TelMed (Compact One) is the cheaper of the two here: CHF 200.40 saved per year against Médecin de famille 3, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

Médecin de famille 3 is a "Family doctor" model. TelMed (Compact One) is a "Telemedicine and others" model.

  • Médecin de famille 3

    Family doctor

    You pick a family doctor and always go to them first.

  • TelMed (Compact One)

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

The price at every deductible

DeductibleMédecin de famille 3TelMed (Compact One)Gap per year
300CHF 520.70CHF 504.00CHF 200.40
500CHF 509.10CHF 492.40CHF 200.40
1'000CHF 479.90CHF 463.20CHF 200.40
1'500CHF 450.70CHF 434.00CHF 200.40
2'000CHF 421.60CHF 404.90CHF 200.40
2'500CHF 392.40CHF 375.70CHF 200.40

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Compare every insurer

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.