Médecin de famille 3 or TelMed (Compact One) — Region 2, Schaffhausen
Region 2, Schaffhausen: with Sanitas, Médecin de famille 3 costs CHF 517.75 a month in 2026 and TelMed (Compact One) CHF 501.10, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.
TelMed (Compact One) is the cheaper of the two here: CHF 199.80 saved per year against Médecin de famille 3, for cover identical under the law. What you pay more or less for is the care pathway.
What you accept in each case
Médecin de famille 3 is a "Family doctor" model. TelMed (Compact One) is a "Telemedicine and others" model.
- Médecin de famille 3
Family doctor
You pick a family doctor and always go to them first.
- TelMed (Compact One)
Telemedicine and others
You call a medical service before any consultation, or follow another pathway set by the insurer.
The price at every deductible
| Deductible | Médecin de famille 3 | TelMed (Compact One) | Gap per year |
|---|---|---|---|
| 300 | CHF 517.75 | CHF 501.10 | CHF 199.80 |
| 500 | CHF 506.15 | CHF 489.50 | CHF 199.80 |
| 1'000 | CHF 476.95 | CHF 460.30 | CHF 199.80 |
| 1'500 | CHF 447.75 | CHF 431.10 | CHF 199.80 |
| 2'000 | CHF 418.65 | CHF 402.00 | CHF 199.80 |
| 2'500 | CHF 389.45 | CHF 372.80 | CHF 199.80 |
The comparison, region by region
- Médecin de famille 3 or TelMed (Compact One)?
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Solothurn
- Schwyz
- Thurgau
- Ticino — Region 1
- Ticino — Region 2
- Uri
- Vaud — Region 1
- Vaud — Region 2
- Valais — Region 1
- Valais — Region 2
- Zug
- Zurich — Region 1
- Zurich — Region 2
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.