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Médecin de famille 3 or TelMed (Compact One) — Region 1, Fribourg

Region 1, Fribourg: with Sanitas, Médecin de famille 3 costs CHF 538.45 a month in 2026 and TelMed (Compact One) CHF 521.10, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

TelMed (Compact One) is the cheaper of the two here: CHF 208.20 saved per year against Médecin de famille 3, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

Médecin de famille 3 is a "Family doctor" model. TelMed (Compact One) is a "Telemedicine and others" model.

  • Médecin de famille 3

    Family doctor

    You pick a family doctor and always go to them first.

  • TelMed (Compact One)

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

The price at every deductible

DeductibleMédecin de famille 3TelMed (Compact One)Gap per year
300CHF 538.45CHF 521.10CHF 208.20
500CHF 526.85CHF 509.50CHF 208.20
1'000CHF 497.65CHF 480.30CHF 208.20
1'500CHF 468.45CHF 451.10CHF 208.20
2'000CHF 439.35CHF 422.00CHF 208.20
2'500CHF 410.15CHF 392.80CHF 208.20

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Compare every insurer

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.