Médecin de famille 3 or TelMed (Compact One) — Thurgau
Thurgau: with Sanitas, Médecin de famille 3 costs CHF 495.15 a month in 2026 and TelMed (Compact One) CHF 479.20, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.
TelMed (Compact One) is the cheaper of the two here: CHF 191.40 saved per year against Médecin de famille 3, for cover identical under the law. What you pay more or less for is the care pathway.
What you accept in each case
Médecin de famille 3 is a "Family doctor" model. TelMed (Compact One) is a "Telemedicine and others" model.
- Médecin de famille 3
Family doctor
You pick a family doctor and always go to them first.
- TelMed (Compact One)
Telemedicine and others
You call a medical service before any consultation, or follow another pathway set by the insurer.
The price at every deductible
| Deductible | Médecin de famille 3 | TelMed (Compact One) | Gap per year |
|---|---|---|---|
| 300 | CHF 495.15 | CHF 479.20 | CHF 191.40 |
| 500 | CHF 483.55 | CHF 467.60 | CHF 191.40 |
| 1'000 | CHF 454.35 | CHF 438.40 | CHF 191.40 |
| 1'500 | CHF 425.15 | CHF 409.20 | CHF 191.40 |
| 2'000 | CHF 396.05 | CHF 380.10 | CHF 191.40 |
| 2'500 | CHF 366.85 | CHF 350.90 | CHF 191.40 |
The comparison, region by region
- Médecin de famille 3 or TelMed (Compact One)?
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Ticino — Region 1
- Ticino — Region 2
- Uri
- Vaud — Region 1
- Vaud — Region 2
- Valais — Region 1
- Valais — Region 2
- Zug
- Zurich — Region 1
- Zurich — Region 2
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.