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Médecin de famille 3 or TelMed (Compact One) — Region 2, Ticino

Region 2, Ticino: with Sanitas, Médecin de famille 3 costs CHF 626.45 a month in 2026 and TelMed (Compact One) CHF 606.30, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

TelMed (Compact One) is the cheaper of the two here: CHF 241.80 saved per year against Médecin de famille 3, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

Médecin de famille 3 is a "Family doctor" model. TelMed (Compact One) is a "Telemedicine and others" model.

  • Médecin de famille 3

    Family doctor

    You pick a family doctor and always go to them first.

  • TelMed (Compact One)

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

The price at every deductible

DeductibleMédecin de famille 3TelMed (Compact One)Gap per year
300CHF 626.45CHF 606.30CHF 241.80
500CHF 614.85CHF 594.70CHF 241.80
1'000CHF 585.65CHF 565.50CHF 241.80
1'500CHF 556.45CHF 536.30CHF 241.80
2'000CHF 527.35CHF 507.20CHF 241.80
2'500CHF 498.15CHF 478.00CHF 241.80

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.