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Médecin de famille 3 or TelMed (Compact One) — Region 2, Valais

Region 2, Valais: with Sanitas, Médecin de famille 3 costs CHF 526.40 a month in 2026 and TelMed (Compact One) CHF 509.40, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

TelMed (Compact One) is the cheaper of the two here: CHF 204.00 saved per year against Médecin de famille 3, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

Médecin de famille 3 is a "Family doctor" model. TelMed (Compact One) is a "Telemedicine and others" model.

  • Médecin de famille 3

    Family doctor

    You pick a family doctor and always go to them first.

  • TelMed (Compact One)

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

The price at every deductible

DeductibleMédecin de famille 3TelMed (Compact One)Gap per year
300CHF 526.40CHF 509.40CHF 204.00
500CHF 514.80CHF 497.80CHF 204.00
1'000CHF 485.60CHF 468.60CHF 204.00
1'500CHF 456.40CHF 439.40CHF 204.00
2'000CHF 427.30CHF 410.30CHF 204.00
2'500CHF 398.10CHF 381.10CHF 204.00

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.