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Médecin de famille 4 or TelMed (Compact One) — Region 2, Bern

Region 2, Bern: with Sanitas, Médecin de famille 4 costs CHF 582.90 a month in 2026 and TelMed (Compact One) CHF 551.60, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

TelMed (Compact One) is the cheaper of the two here: CHF 375.60 saved per year against Médecin de famille 4, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

Médecin de famille 4 is a "Family doctor" model. TelMed (Compact One) is a "Telemedicine and others" model.

  • Médecin de famille 4

    Family doctor

    You pick a family doctor and always go to them first.

  • TelMed (Compact One)

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

The price at every deductible

DeductibleMédecin de famille 4TelMed (Compact One)Gap per year
300CHF 582.90CHF 551.60CHF 375.60
500CHF 571.30CHF 540.00CHF 375.60
1'000CHF 542.10CHF 510.80CHF 375.60
1'500CHF 512.90CHF 481.60CHF 375.60
2'000CHF 483.80CHF 452.50CHF 375.60
2'500CHF 454.60CHF 423.30CHF 375.60

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Compare every insurer

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.