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Médecin de famille 4 or TelMed (Compact One) — Region 2, Vaud

Region 2, Vaud: with Sanitas, Médecin de famille 4 costs CHF 621.70 a month in 2026 and TelMed (Compact One) CHF 561.60, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

TelMed (Compact One) is the cheaper of the two here: CHF 721.20 saved per year against Médecin de famille 4, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

Médecin de famille 4 is a "Family doctor" model. TelMed (Compact One) is a "Telemedicine and others" model.

  • Médecin de famille 4

    Family doctor

    You pick a family doctor and always go to them first.

  • TelMed (Compact One)

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

The price at every deductible

DeductibleMédecin de famille 4TelMed (Compact One)Gap per year
300CHF 621.70CHF 561.60CHF 721.20
500CHF 610.10CHF 550.00CHF 721.20
1'000CHF 580.90CHF 520.80CHF 721.20
1'500CHF 551.70CHF 491.60CHF 721.20
2'000CHF 522.60CHF 462.50CHF 721.20
2'500CHF 493.40CHF 433.30CHF 721.20

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.