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Médecin de famille 4 or TelMed (Compact One) — Region 1, Zurich

Region 1, Zurich: with Sanitas, Médecin de famille 4 costs CHF 576.05 a month in 2026 and TelMed (Compact One) CHF 532.70, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

TelMed (Compact One) is the cheaper of the two here: CHF 520.20 saved per year against Médecin de famille 4, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

Médecin de famille 4 is a "Family doctor" model. TelMed (Compact One) is a "Telemedicine and others" model.

  • Médecin de famille 4

    Family doctor

    You pick a family doctor and always go to them first.

  • TelMed (Compact One)

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

The price at every deductible

DeductibleMédecin de famille 4TelMed (Compact One)Gap per year
300CHF 576.05CHF 532.70CHF 520.20
500CHF 564.45CHF 521.10CHF 520.20
1'000CHF 535.25CHF 491.90CHF 520.20
1'500CHF 506.05CHF 462.70CHF 520.20
2'000CHF 476.95CHF 433.60CHF 520.20
2'500CHF 447.75CHF 404.40CHF 520.20

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Compare every insurer

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.