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Médecin de famille 4 or TelMed (Compact One) — Zug

Zug: with Sanitas, Médecin de famille 4 costs CHF 378.60 a month in 2026 and TelMed (Compact One) CHF 366.40, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

TelMed (Compact One) is the cheaper of the two here: CHF 146.40 saved per year against Médecin de famille 4, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

Médecin de famille 4 is a "Family doctor" model. TelMed (Compact One) is a "Telemedicine and others" model.

  • Médecin de famille 4

    Family doctor

    You pick a family doctor and always go to them first.

  • TelMed (Compact One)

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

The price at every deductible

DeductibleMédecin de famille 4TelMed (Compact One)Gap per year
300CHF 378.60CHF 366.40CHF 146.40
500CHF 367.00CHF 354.80CHF 146.40
1'000CHF 337.80CHF 325.60CHF 146.40
1'500CHF 308.60CHF 296.40CHF 146.40
2'000CHF 279.50CHF 267.30CHF 146.40
2'500CHF 250.30CHF 238.10CHF 146.40

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Compare every insurer

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.