Médecin de famille 4 or TelMed (Compact One) — Region 1, Grisons
Region 1, Grisons: with Sanitas, Médecin de famille 4 costs CHF 502.10 a month in 2026 and TelMed (Compact One) CHF 453.60, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.
TelMed (Compact One) is the cheaper of the two here: CHF 582.00 saved per year against Médecin de famille 4, for cover identical under the law. What you pay more or less for is the care pathway.
What you accept in each case
Médecin de famille 4 is a "Family doctor" model. TelMed (Compact One) is a "Telemedicine and others" model.
- Médecin de famille 4
Family doctor
You pick a family doctor and always go to them first.
- TelMed (Compact One)
Telemedicine and others
You call a medical service before any consultation, or follow another pathway set by the insurer.
The price at every deductible
| Deductible | Médecin de famille 4 | TelMed (Compact One) | Gap per year |
|---|---|---|---|
| 300 | CHF 502.10 | CHF 453.60 | CHF 582.00 |
| 500 | CHF 490.50 | CHF 442.00 | CHF 582.00 |
| 1'000 | CHF 461.30 | CHF 412.80 | CHF 582.00 |
| 1'500 | CHF 432.10 | CHF 383.60 | CHF 582.00 |
| 2'000 | CHF 403.00 | CHF 354.50 | CHF 582.00 |
| 2'500 | CHF 373.80 | CHF 325.30 | CHF 582.00 |
The comparison, region by region
- Médecin de famille 4 or TelMed (Compact One)?
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
- Ticino — Region 1
- Ticino — Region 2
- Uri
- Vaud — Region 1
- Vaud — Region 2
- Valais — Region 1
- Valais — Region 2
- Zug
- Zurich — Region 1
- Zurich — Region 2
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.