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Médecin de famille 4 or TelMed (Compact One) — Region 1, Ticino

Region 1, Ticino: with Sanitas, Médecin de famille 4 costs CHF 675.55 a month in 2026 and TelMed (Compact One) CHF 624.80, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

TelMed (Compact One) is the cheaper of the two here: CHF 609.00 saved per year against Médecin de famille 4, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

Médecin de famille 4 is a "Family doctor" model. TelMed (Compact One) is a "Telemedicine and others" model.

  • Médecin de famille 4

    Family doctor

    You pick a family doctor and always go to them first.

  • TelMed (Compact One)

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

The price at every deductible

DeductibleMédecin de famille 4TelMed (Compact One)Gap per year
300CHF 675.55CHF 624.80CHF 609.00
500CHF 663.95CHF 613.20CHF 609.00
1'000CHF 634.75CHF 584.00CHF 609.00
1'500CHF 605.55CHF 554.80CHF 609.00
2'000CHF 576.45CHF 525.70CHF 609.00
2'500CHF 547.25CHF 496.50CHF 609.00

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.