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Médecin de famille 4 or TelMed (Compact One) — Region 1, Schaffhausen

Region 1, Schaffhausen: with Sanitas, Médecin de famille 4 costs CHF 558.75 a month in 2026 and TelMed (Compact One) CHF 540.80, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

TelMed (Compact One) is the cheaper of the two here: CHF 215.40 saved per year against Médecin de famille 4, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

Médecin de famille 4 is a "Family doctor" model. TelMed (Compact One) is a "Telemedicine and others" model.

  • Médecin de famille 4

    Family doctor

    You pick a family doctor and always go to them first.

  • TelMed (Compact One)

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

The price at every deductible

DeductibleMédecin de famille 4TelMed (Compact One)Gap per year
300CHF 558.75CHF 540.80CHF 215.40
500CHF 547.15CHF 529.20CHF 215.40
1'000CHF 517.95CHF 500.00CHF 215.40
1'500CHF 488.75CHF 470.80CHF 215.40
2'000CHF 459.65CHF 441.70CHF 215.40
2'500CHF 430.45CHF 412.50CHF 215.40

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Compare every insurer

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.