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Médecin de famille 4 or TelMed (Compact One) — Region 1, Vaud

Region 1, Vaud: with Sanitas, Médecin de famille 4 costs CHF 628.40 a month in 2026 and TelMed (Compact One) CHF 571.00, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

TelMed (Compact One) is the cheaper of the two here: CHF 688.80 saved per year against Médecin de famille 4, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

Médecin de famille 4 is a "Family doctor" model. TelMed (Compact One) is a "Telemedicine and others" model.

  • Médecin de famille 4

    Family doctor

    You pick a family doctor and always go to them first.

  • TelMed (Compact One)

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

The price at every deductible

DeductibleMédecin de famille 4TelMed (Compact One)Gap per year
300CHF 628.40CHF 571.00CHF 688.80
500CHF 616.80CHF 559.40CHF 688.80
1'000CHF 587.60CHF 530.20CHF 688.80
1'500CHF 558.40CHF 501.00CHF 688.80
2'000CHF 529.30CHF 471.90CHF 688.80
2'500CHF 500.10CHF 442.70CHF 688.80

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.