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Médecin de famille 4 or TelMed (Compact One) — Obwalden

Obwalden: with Sanitas, Médecin de famille 4 costs CHF 447.05 a month in 2026 and TelMed (Compact One) CHF 432.70, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

TelMed (Compact One) is the cheaper of the two here: CHF 172.20 saved per year against Médecin de famille 4, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

Médecin de famille 4 is a "Family doctor" model. TelMed (Compact One) is a "Telemedicine and others" model.

  • Médecin de famille 4

    Family doctor

    You pick a family doctor and always go to them first.

  • TelMed (Compact One)

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

The price at every deductible

DeductibleMédecin de famille 4TelMed (Compact One)Gap per year
300CHF 447.05CHF 432.70CHF 172.20
500CHF 435.45CHF 421.10CHF 172.20
1'000CHF 406.25CHF 391.90CHF 172.20
1'500CHF 377.05CHF 362.70CHF 172.20
2'000CHF 347.95CHF 333.60CHF 172.20
2'500CHF 318.75CHF 304.40CHF 172.20

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Compare every insurer

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.