Sanitas Médecin de famille 4 — Aargau
Aargau: the Médecin de famille 4 model from Sanitas costs CHF 511.80 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 511.80, Médecin de famille 4 is not the lowest premium here: Agrisano goes down to CHF 453.80. A named model does not guarantee the best price — it guarantees a care pathway.
On average, Médecin de famille 4 costs CHF 462.00 less per year than Sanitas's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 511.80 | CHF 476.50 |
| 500 | CHF 500.20 | CHF 465.70 |
| 1'000 | CHF 471.00 | CHF 438.50 |
| 1'500 | CHF 441.80 | CHF 411.30 |
| 2'000 | CHF 412.70 | CHF 384.20 |
| 2'500 | CHF 383.50 | CHF 357.05 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 361.35 | CHF 336.40 |
| 500 | CHF 349.75 | CHF 325.60 |
| 1'000 | CHF 320.55 | CHF 298.45 |
| 1'500 | CHF 291.35 | CHF 271.25 |
| 2'000 | CHF 262.25 | CHF 244.15 |
| 2'500 | CHF 233.05 | CHF 216.95 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 135.05 | CHF 125.75 |
| 100 | CHF 129.25 | CHF 120.35 |
| 200 | CHF 123.45 | CHF 114.95 |
| 300 | CHF 117.55 | CHF 109.45 |
| 400 | CHF 111.75 | CHF 104.05 |
| 500 | CHF 105.95 | CHF 98.65 |
| 600 | CHF 100.05 | CHF 93.15 |
The price, region by region
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.