Sanitas Médecin de famille 4 — Region 2, Bern
Region 2, Bern: the Médecin de famille 4 model from Sanitas costs CHF 582.90 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 582.90, Médecin de famille 4 is not the lowest premium here: Visana goes down to CHF 493.60. A named model does not guarantee the best price — it guarantees a care pathway.
On average, Médecin de famille 4 costs CHF 526.80 less per year than Sanitas's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 582.90 | CHF 542.70 |
| 500 | CHF 571.30 | CHF 531.90 |
| 1'000 | CHF 542.10 | CHF 504.70 |
| 1'500 | CHF 512.90 | CHF 477.50 |
| 2'000 | CHF 483.80 | CHF 450.40 |
| 2'500 | CHF 454.60 | CHF 423.25 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 390.95 | CHF 363.95 |
| 500 | CHF 379.35 | CHF 353.15 |
| 1'000 | CHF 350.15 | CHF 326.00 |
| 1'500 | CHF 320.95 | CHF 298.80 |
| 2'000 | CHF 291.85 | CHF 271.70 |
| 2'500 | CHF 262.65 | CHF 244.55 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 124.65 | CHF 116.05 |
| 100 | CHF 118.85 | CHF 110.65 |
| 200 | CHF 113.05 | CHF 105.25 |
| 300 | CHF 107.15 | CHF 99.75 |
| 400 | CHF 101.35 | CHF 94.35 |
| 500 | CHF 95.55 | CHF 88.95 |
| 600 | CHF 89.65 | CHF 83.45 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.