Sanitas Médecin de famille 4 — Region 2, Schaffhausen
Region 2, Schaffhausen: the Médecin de famille 4 model from Sanitas costs CHF 517.75 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 517.75, Médecin de famille 4 is not the lowest premium here: Agrisano goes down to CHF 433.80. A named model does not guarantee the best price — it guarantees a care pathway.
On average, Médecin de famille 4 costs CHF 467.40 less per year than Sanitas's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 517.75 | CHF 482.05 |
| 500 | CHF 506.15 | CHF 471.25 |
| 1'000 | CHF 476.95 | CHF 444.05 |
| 1'500 | CHF 447.75 | CHF 416.85 |
| 2'000 | CHF 418.65 | CHF 389.75 |
| 2'500 | CHF 389.45 | CHF 362.60 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 345.60 | CHF 321.75 |
| 500 | CHF 334.00 | CHF 310.95 |
| 1'000 | CHF 304.80 | CHF 283.75 |
| 1'500 | CHF 275.60 | CHF 256.60 |
| 2'000 | CHF 246.50 | CHF 229.50 |
| 2'500 | CHF 217.30 | CHF 202.30 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 125.80 | CHF 117.10 |
| 100 | CHF 120.00 | CHF 111.70 |
| 200 | CHF 114.20 | CHF 106.30 |
| 300 | CHF 108.30 | CHF 100.85 |
| 400 | CHF 102.50 | CHF 95.45 |
| 500 | CHF 96.70 | CHF 90.05 |
| 600 | CHF 90.80 | CHF 84.55 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Solothurn
- Schwyz
- Thurgau
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.