Sanitas Médecin de famille 4 — Schwyz
Schwyz: the Médecin de famille 4 model from Sanitas costs CHF 488.25 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 488.25, Médecin de famille 4 is not the lowest premium here: Agrisano goes down to CHF 400.20. A named model does not guarantee the best price — it guarantees a care pathway.
On average, Médecin de famille 4 costs CHF 441.00 less per year than Sanitas's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 488.25 | CHF 454.55 |
| 500 | CHF 476.65 | CHF 443.75 |
| 1'000 | CHF 447.45 | CHF 416.60 |
| 1'500 | CHF 418.25 | CHF 389.40 |
| 2'000 | CHF 389.15 | CHF 362.30 |
| 2'500 | CHF 359.95 | CHF 335.10 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 331.00 | CHF 308.15 |
| 500 | CHF 319.40 | CHF 297.35 |
| 1'000 | CHF 290.20 | CHF 270.20 |
| 1'500 | CHF 261.00 | CHF 243.00 |
| 2'000 | CHF 231.90 | CHF 215.90 |
| 2'500 | CHF 202.70 | CHF 188.70 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 125.75 | CHF 117.05 |
| 100 | CHF 119.95 | CHF 111.65 |
| 200 | CHF 114.15 | CHF 106.25 |
| 300 | CHF 108.25 | CHF 100.80 |
| 400 | CHF 102.45 | CHF 95.40 |
| 500 | CHF 96.65 | CHF 90.00 |
| 600 | CHF 90.75 | CHF 84.50 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Thurgau
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.