Sanitas Médecin de famille 4 — Region 2, Fribourg
Region 2, Fribourg: the Médecin de famille 4 model from Sanitas costs CHF 535.70 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 535.70, Médecin de famille 4 is not the lowest premium here: Agrisano goes down to CHF 450.00. A named model does not guarantee the best price — it guarantees a care pathway.
On average, Médecin de famille 4 costs CHF 483.60 less per year than Sanitas's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 535.70 | CHF 498.75 |
| 500 | CHF 524.10 | CHF 487.95 |
| 1'000 | CHF 494.90 | CHF 460.75 |
| 1'500 | CHF 465.70 | CHF 433.55 |
| 2'000 | CHF 436.60 | CHF 406.45 |
| 2'500 | CHF 407.40 | CHF 379.30 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 374.30 | CHF 348.45 |
| 500 | CHF 362.70 | CHF 337.65 |
| 1'000 | CHF 333.50 | CHF 310.50 |
| 1'500 | CHF 304.30 | CHF 283.30 |
| 2'000 | CHF 275.20 | CHF 256.20 |
| 2'500 | CHF 246.00 | CHF 229.05 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 140.80 | CHF 131.10 |
| 100 | CHF 135.00 | CHF 125.70 |
| 200 | CHF 129.20 | CHF 120.30 |
| 300 | CHF 123.30 | CHF 114.80 |
| 400 | CHF 117.50 | CHF 109.40 |
| 500 | CHF 111.70 | CHF 104.00 |
| 600 | CHF 105.80 | CHF 98.50 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.