Sanitas Médecin de famille 4 — Region 3, Grisons
Region 3, Grisons: the Médecin de famille 4 model from Sanitas costs CHF 464.70 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 464.70, Médecin de famille 4 is not the lowest premium here: vita surselva goes down to CHF 404.70. A named model does not guarantee the best price — it guarantees a care pathway.
On average, Médecin de famille 4 costs CHF 420.00 less per year than Sanitas's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 464.70 | CHF 432.65 |
| 500 | CHF 453.10 | CHF 421.85 |
| 1'000 | CHF 423.90 | CHF 394.65 |
| 1'500 | CHF 394.70 | CHF 367.45 |
| 2'000 | CHF 365.60 | CHF 340.35 |
| 2'500 | CHF 336.40 | CHF 313.20 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 320.90 | CHF 298.75 |
| 500 | CHF 309.30 | CHF 287.95 |
| 1'000 | CHF 280.10 | CHF 260.75 |
| 1'500 | CHF 250.90 | CHF 233.60 |
| 2'000 | CHF 221.80 | CHF 206.50 |
| 2'500 | CHF 192.60 | CHF 179.30 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 118.80 | CHF 110.60 |
| 100 | CHF 113.00 | CHF 105.20 |
| 200 | CHF 107.20 | CHF 99.80 |
| 300 | CHF 101.30 | CHF 94.30 |
| 400 | CHF 95.50 | CHF 88.90 |
| 500 | CHF 89.70 | CHF 83.50 |
| 600 | CHF 83.80 | CHF 78.00 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.