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Sanitas Médecin de famille 4 — Solothurn

Solothurn: the Médecin de famille 4 model from Sanitas costs CHF 553.90 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.

At CHF 553.90, Médecin de famille 4 is not the lowest premium here: Agrisano goes down to CHF 486.20. A named model does not guarantee the best price — it guarantees a care pathway.

On average, Médecin de famille 4 costs CHF 500.40 less per year than Sanitas's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.

The full grid

Adult (26 and over)

DeductibleWith accidentWithout accident
300CHF 553.90CHF 515.70
500CHF 542.30CHF 504.90
1'000CHF 513.10CHF 477.70
1'500CHF 483.90CHF 450.50
2'000CHF 454.80CHF 423.40
2'500CHF 425.60CHF 396.25

Young adult (19–25)

DeductibleWith accidentWithout accident
300CHF 387.10CHF 360.40
500CHF 375.50CHF 349.60
1'000CHF 346.30CHF 322.40
1'500CHF 317.10CHF 295.20
2'000CHF 288.00CHF 268.15
2'500CHF 258.80CHF 240.95

Child (0–18)

DeductibleWith accidentWithout accident
0CHF 132.30CHF 123.15
100CHF 126.50CHF 117.75
200CHF 120.70CHF 112.35
300CHF 114.80CHF 106.90
400CHF 109.00CHF 101.50
500CHF 103.20CHF 96.10
600CHF 97.30CHF 90.60

The price, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.