Skip to content
Sophie

Sanitas Médecin de famille 4 — Region 2, St. Gallen

Region 2, St. Gallen: the Médecin de famille 4 model from Sanitas costs CHF 500.25 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.

At CHF 500.25, Médecin de famille 4 is not the lowest premium here: Agrisano goes down to CHF 419.60. A named model does not guarantee the best price — it guarantees a care pathway.

On average, Médecin de famille 4 costs CHF 451.80 less per year than Sanitas's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.

The full grid

Adult (26 and over)

DeductibleWith accidentWithout accident
300CHF 500.25CHF 465.75
500CHF 488.65CHF 454.95
1'000CHF 459.45CHF 427.75
1'500CHF 430.25CHF 400.55
2'000CHF 401.15CHF 373.45
2'500CHF 371.95CHF 346.30

Young adult (19–25)

DeductibleWith accidentWithout accident
300CHF 343.35CHF 319.65
500CHF 331.75CHF 308.85
1'000CHF 302.55CHF 281.65
1'500CHF 273.35CHF 254.50
2'000CHF 244.25CHF 227.40
2'500CHF 215.05CHF 200.20

Child (0–18)

DeductibleWith accidentWithout accident
0CHF 123.15CHF 114.65
100CHF 117.35CHF 109.25
200CHF 111.55CHF 103.85
300CHF 105.65CHF 98.35
400CHF 99.85CHF 92.95
500CHF 94.05CHF 87.55
600CHF 88.15CHF 82.05

The price, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Compare every insurerSanitas Médecin de famille 4

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.