Sanitas Médecin de famille 4 — Geneva
Geneva: the Médecin de famille 4 model from Sanitas costs CHF 691.00 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 691.00, Médecin de famille 4 is not the lowest premium here: Assura-Basis goes down to CHF 604.30. A named model does not guarantee the best price — it guarantees a care pathway.
On average, Médecin de famille 4 costs CHF 624.00 less per year than Sanitas's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 691.00 | CHF 643.30 |
| 500 | CHF 679.40 | CHF 632.50 |
| 1'000 | CHF 650.20 | CHF 605.35 |
| 1'500 | CHF 621.00 | CHF 578.15 |
| 2'000 | CHF 591.90 | CHF 551.05 |
| 2'500 | CHF 562.70 | CHF 523.85 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 454.05 | CHF 422.70 |
| 500 | CHF 442.45 | CHF 411.90 |
| 1'000 | CHF 413.25 | CHF 384.75 |
| 1'500 | CHF 384.05 | CHF 357.55 |
| 2'000 | CHF 354.95 | CHF 330.45 |
| 2'500 | CHF 325.75 | CHF 303.25 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 185.95 | CHF 173.10 |
| 100 | CHF 180.15 | CHF 167.70 |
| 200 | CHF 174.35 | CHF 162.30 |
| 300 | CHF 168.45 | CHF 156.85 |
| 400 | CHF 162.65 | CHF 151.45 |
| 500 | CHF 156.85 | CHF 146.05 |
| 600 | CHF 150.95 | CHF 140.55 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.