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SLKK-SmartMed or SLKK-TelCare — Appenzell Ausserrhoden

Appenzell Ausserrhoden: with SLKK, SLKK-SmartMed costs CHF 535.00 a month in 2026 and SLKK-TelCare CHF 553.30, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

SLKK-SmartMed is the cheaper of the two here: CHF 219.60 saved per year against SLKK-TelCare, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

SLKK-SmartMed and SLKK-TelCare are both "Telemedicine and others" models. The exact conditions still differ from one product to the other: ask the insurer before signing.

  • SLKK-SmartMed

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

  • SLKK-TelCare

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

The price at every deductible

DeductibleSLKK-SmartMedSLKK-TelCareGap per year
300CHF 535.00CHF 553.30CHF 219.60
500CHF 524.80CHF 542.70CHF 214.80
1'000CHF 499.10CHF 516.20CHF 205.20
1'500CHF 473.40CHF 489.60CHF 194.40
2'000CHF 447.80CHF 463.10CHF 183.60
2'500CHF 422.10CHF 436.50CHF 172.80

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Compare every insurer

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.