SLKK-SmartMed or SLKK-TelCare — Region 1, St. Gallen
Region 1, St. Gallen: with SLKK, SLKK-SmartMed costs CHF 569.40 a month in 2026 and SLKK-TelCare CHF 602.50, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.
SLKK-SmartMed is the cheaper of the two here: CHF 397.20 saved per year against SLKK-TelCare, for cover identical under the law. What you pay more or less for is the care pathway.
What you accept in each case
SLKK-SmartMed and SLKK-TelCare are both "Telemedicine and others" models. The exact conditions still differ from one product to the other: ask the insurer before signing.
- SLKK-SmartMed
Telemedicine and others
You call a medical service before any consultation, or follow another pathway set by the insurer.
- SLKK-TelCare
Telemedicine and others
You call a medical service before any consultation, or follow another pathway set by the insurer.
The price at every deductible
| Deductible | SLKK-SmartMed | SLKK-TelCare | Gap per year |
|---|---|---|---|
| 300 | CHF 569.40 | CHF 602.50 | CHF 397.20 |
| 500 | CHF 559.40 | CHF 591.90 | CHF 390.00 |
| 1'000 | CHF 534.30 | CHF 565.40 | CHF 373.20 |
| 1'500 | CHF 509.20 | CHF 538.80 | CHF 355.20 |
| 2'000 | CHF 484.20 | CHF 512.30 | CHF 337.20 |
| 2'500 | CHF 459.10 | CHF 485.70 | CHF 319.20 |
The comparison, region by region
- SLKK-SmartMed or SLKK-TelCare?
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Nidwalden
- Obwalden
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
- Uri
- Valais — Region 2
- Zug
- Zurich — Region 1
- Zurich — Region 2
- Zurich — Region 3
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.