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SLKK-SmartMed or SLKK-TelCare — Region 3, Bern

Region 3, Bern: with SLKK, SLKK-SmartMed costs CHF 498.30 a month in 2026 and SLKK-TelCare CHF 515.30, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

SLKK-SmartMed is the cheaper of the two here: CHF 204.00 saved per year against SLKK-TelCare, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

SLKK-SmartMed and SLKK-TelCare are both "Telemedicine and others" models. The exact conditions still differ from one product to the other: ask the insurer before signing.

  • SLKK-SmartMed

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

  • SLKK-TelCare

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

The price at every deductible

DeductibleSLKK-SmartMedSLKK-TelCareGap per year
300CHF 498.30CHF 515.30CHF 204.00
500CHF 488.10CHF 504.80CHF 200.40
1'000CHF 462.40CHF 478.20CHF 189.60
1'500CHF 436.70CHF 451.60CHF 178.80
2'000CHF 411.10CHF 425.10CHF 168.00
2'500CHF 385.40CHF 398.60CHF 158.40

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Compare every insurer

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.