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SLKK-SmartMed or SLKK-TelCare — Region 2, St. Gallen

Region 2, St. Gallen: with SLKK, SLKK-SmartMed costs CHF 512.50 a month in 2026 and SLKK-TelCare CHF 542.30, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

SLKK-SmartMed is the cheaper of the two here: CHF 357.60 saved per year against SLKK-TelCare, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

SLKK-SmartMed and SLKK-TelCare are both "Telemedicine and others" models. The exact conditions still differ from one product to the other: ask the insurer before signing.

  • SLKK-SmartMed

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

  • SLKK-TelCare

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

The price at every deductible

DeductibleSLKK-SmartMedSLKK-TelCareGap per year
300CHF 512.50CHF 542.30CHF 357.60
500CHF 502.50CHF 531.70CHF 350.40
1'000CHF 477.40CHF 505.10CHF 332.40
1'500CHF 452.30CHF 478.60CHF 315.60
2'000CHF 427.20CHF 452.10CHF 298.80
2'500CHF 402.10CHF 425.50CHF 280.80

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.