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SLKK-SmartMed or SLKK-TelCare — Region 1, Lucerne

Region 1, Lucerne: with SLKK, SLKK-SmartMed costs CHF 508.90 a month in 2026 and SLKK-TelCare CHF 526.30, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

SLKK-SmartMed is the cheaper of the two here: CHF 208.80 saved per year against SLKK-TelCare, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

SLKK-SmartMed and SLKK-TelCare are both "Telemedicine and others" models. The exact conditions still differ from one product to the other: ask the insurer before signing.

  • SLKK-SmartMed

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

  • SLKK-TelCare

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

The price at every deductible

DeductibleSLKK-SmartMedSLKK-TelCareGap per year
300CHF 508.90CHF 526.30CHF 208.80
500CHF 498.70CHF 515.70CHF 204.00
1'000CHF 473.00CHF 489.10CHF 193.20
1'500CHF 447.30CHF 462.60CHF 183.60
2'000CHF 421.70CHF 436.10CHF 172.80
2'500CHF 396.00CHF 409.50CHF 162.00

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Compare every insurer

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.