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SLKK-SmartMed or SLKK-TelCare — Appenzell Innerrhoden

Appenzell Innerrhoden: with SLKK, SLKK-SmartMed costs CHF 381.00 a month in 2026 and SLKK-TelCare CHF 394.00, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

SLKK-SmartMed is the cheaper of the two here: CHF 156.00 saved per year against SLKK-TelCare, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

SLKK-SmartMed and SLKK-TelCare are both "Telemedicine and others" models. The exact conditions still differ from one product to the other: ask the insurer before signing.

  • SLKK-SmartMed

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

  • SLKK-TelCare

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

The price at every deductible

DeductibleSLKK-SmartMedSLKK-TelCareGap per year
300CHF 381.00CHF 394.00CHF 156.00
500CHF 370.80CHF 383.50CHF 152.40
1'000CHF 345.10CHF 356.90CHF 141.60
1'500CHF 319.40CHF 330.30CHF 130.80
2'000CHF 293.80CHF 303.80CHF 120.00
2'500CHF 268.10CHF 277.30CHF 110.40

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Compare every insurer

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.