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SLKK-SmartMed or SLKK-TelCare — Region 2, Lucerne

Region 2, Lucerne: with SLKK, SLKK-SmartMed costs CHF 458.00 a month in 2026 and SLKK-TelCare CHF 473.60, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

SLKK-SmartMed is the cheaper of the two here: CHF 187.20 saved per year against SLKK-TelCare, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

SLKK-SmartMed and SLKK-TelCare are both "Telemedicine and others" models. The exact conditions still differ from one product to the other: ask the insurer before signing.

  • SLKK-SmartMed

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

  • SLKK-TelCare

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

The price at every deductible

DeductibleSLKK-SmartMedSLKK-TelCareGap per year
300CHF 458.00CHF 473.60CHF 187.20
500CHF 447.80CHF 463.10CHF 183.60
1'000CHF 422.10CHF 436.50CHF 172.80
1'500CHF 396.40CHF 409.90CHF 162.00
2'000CHF 370.80CHF 383.40CHF 151.20
2'500CHF 345.10CHF 356.90CHF 141.60

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.