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SLKK-SmartMed or SLKK-TelCare — Region 3, St. Gallen

Region 3, St. Gallen: with SLKK, SLKK-SmartMed costs CHF 506.80 a month in 2026 and SLKK-TelCare CHF 536.20, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

SLKK-SmartMed is the cheaper of the two here: CHF 352.80 saved per year against SLKK-TelCare, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

SLKK-SmartMed and SLKK-TelCare are both "Telemedicine and others" models. The exact conditions still differ from one product to the other: ask the insurer before signing.

  • SLKK-SmartMed

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

  • SLKK-TelCare

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

The price at every deductible

DeductibleSLKK-SmartMedSLKK-TelCareGap per year
300CHF 506.80CHF 536.20CHF 352.80
500CHF 496.80CHF 525.70CHF 346.80
1'000CHF 471.70CHF 499.10CHF 328.80
1'500CHF 446.60CHF 472.50CHF 310.80
2'000CHF 421.50CHF 446.00CHF 294.00
2'500CHF 396.40CHF 419.50CHF 277.20

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Compare every insurer

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.