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SLKK-SmartMed or SLKK-TelCare — Region 3, Zurich

Region 3, Zurich: with SLKK, SLKK-SmartMed costs CHF 439.40 a month in 2026 and SLKK-TelCare CHF 454.40, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

SLKK-SmartMed is the cheaper of the two here: CHF 180.00 saved per year against SLKK-TelCare, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

SLKK-SmartMed and SLKK-TelCare are both "Telemedicine and others" models. The exact conditions still differ from one product to the other: ask the insurer before signing.

  • SLKK-SmartMed

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

  • SLKK-TelCare

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

The price at every deductible

DeductibleSLKK-SmartMedSLKK-TelCareGap per year
300CHF 439.40CHF 454.40CHF 180.00
500CHF 429.20CHF 443.80CHF 175.20
1'000CHF 403.50CHF 417.20CHF 164.40
1'500CHF 377.80CHF 390.70CHF 154.80
2'000CHF 352.20CHF 364.20CHF 144.00
2'500CHF 326.50CHF 337.60CHF 133.20

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.