Steffisburg sanmed24 — Region 1, Bern
Region 1, Bern: the sanmed24 model from Steffisburg costs CHF 591.10 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 591.10, sanmed24 is not the lowest premium here: Visana goes down to CHF 540.10. A named model does not guarantee the best price — it guarantees a care pathway.
On average, sanmed24 costs CHF 876.00 less per year than Steffisburg's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 591.10 | CHF 552.70 |
| 500 | CHF 579.50 | CHF 541.90 |
| 1'000 | CHF 550.30 | CHF 514.60 |
| 1'500 | CHF 521.10 | CHF 487.30 |
| 2'000 | CHF 492.00 | CHF 460.10 |
| 2'500 | CHF 462.80 | CHF 432.80 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 431.50 | CHF 403.50 |
| 500 | CHF 420.00 | CHF 392.70 |
| 1'000 | CHF 390.80 | CHF 365.40 |
| 1'500 | CHF 361.60 | CHF 338.10 |
| 2'000 | CHF 332.40 | CHF 310.80 |
| 2'500 | CHF 303.20 | CHF 283.50 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 140.60 | CHF 131.50 |
| 100 | CHF 134.80 | CHF 126.10 |
| 200 | CHF 129.00 | CHF 120.70 |
| 300 | CHF 123.10 | CHF 115.10 |
| 400 | CHF 117.30 | CHF 109.70 |
| 500 | CHF 111.50 | CHF 104.30 |
| 600 | CHF 105.60 | CHF 98.80 |
The price, region by region
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.