Steffisburg sanmed24 — Region 2, Bern
Region 2, Bern: the sanmed24 model from Steffisburg costs CHF 542.60 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 542.60, sanmed24 is not the lowest premium here: Visana goes down to CHF 493.60. A named model does not guarantee the best price — it guarantees a care pathway.
On average, sanmed24 costs CHF 804.00 less per year than Steffisburg's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 542.60 | CHF 507.30 |
| 500 | CHF 531.00 | CHF 496.50 |
| 1'000 | CHF 501.80 | CHF 469.20 |
| 1'500 | CHF 472.60 | CHF 441.90 |
| 2'000 | CHF 443.50 | CHF 414.70 |
| 2'500 | CHF 417.60 | CHF 390.50 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 396.10 | CHF 370.40 |
| 500 | CHF 384.50 | CHF 359.60 |
| 1'000 | CHF 355.40 | CHF 332.30 |
| 1'500 | CHF 326.20 | CHF 305.00 |
| 2'000 | CHF 297.00 | CHF 277.70 |
| 2'500 | CHF 271.10 | CHF 253.50 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 126.30 | CHF 118.10 |
| 100 | CHF 120.50 | CHF 112.70 |
| 200 | CHF 114.70 | CHF 107.30 |
| 300 | CHF 108.80 | CHF 101.80 |
| 400 | CHF 103.10 | CHF 96.40 |
| 500 | CHF 97.20 | CHF 90.90 |
| 600 | CHF 91.30 | CHF 85.40 |
The price, region by region
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.