Steffisburg sanmed24 — Region 2, Zurich
Region 2, Zurich: the sanmed24 model from Steffisburg costs CHF 548.00 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 548.00, sanmed24 is not the lowest premium here: Agrisano goes down to CHF 467.90. A named model does not guarantee the best price — it guarantees a care pathway.
On average, sanmed24 costs CHF 981.60 less per year than Steffisburg's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 548.00 | CHF 512.40 |
| 500 | CHF 536.40 | CHF 501.60 |
| 1'000 | CHF 507.20 | CHF 474.30 |
| 1'500 | CHF 478.00 | CHF 447.00 |
| 2'000 | CHF 448.90 | CHF 419.80 |
| 2'500 | CHF 423.10 | CHF 395.60 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 423.10 | CHF 395.60 |
| 500 | CHF 411.50 | CHF 384.80 |
| 1'000 | CHF 382.30 | CHF 357.50 |
| 1'500 | CHF 353.10 | CHF 330.20 |
| 2'000 | CHF 324.00 | CHF 303.00 |
| 2'500 | CHF 298.10 | CHF 278.80 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 130.50 | CHF 122.10 |
| 100 | CHF 124.70 | CHF 116.60 |
| 200 | CHF 118.90 | CHF 111.20 |
| 300 | CHF 113.00 | CHF 105.70 |
| 400 | CHF 107.20 | CHF 100.30 |
| 500 | CHF 101.40 | CHF 94.90 |
| 600 | CHF 95.50 | CHF 89.30 |
The price, region by region
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.